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Home > Auto Insurance - Center, TX

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Auto insurance is required in almost every state. In addition to meeting legal state requirements, purchasing auto insurance can protect you, your family and others from severe financial hardship associated with medical expenses, legal fees and property damage if an accident occurs.

Contact Joe Bill Mettauer Insurance for more on our auto coverage solutions and a free car insurance quote today.

How Does Auto Insurance Work?

Similar to other types of insurance, car insurance is a binding legal contract between you and your insurer. As long as you continue to pay monthly premiums, your insurer will pay for covered losses up to your policy limits. If you are in a car accident, your auto insurance policy provides vital financial protection that will prevent you from paying out-of-pocket for costly damages.

What Do Auto Insurance Policies Cover?

Your auto insurance policy will cover you and other members of your policy (e.g., family members) when you’re driving your car or somebody else’s—with the owner’s permission. These policies protect you and your loved ones from costs arising from common car accidents.

Here are some of the coverages generally included in state-mandated auto insurance policies:

  • Bodily injury liability pays for costs arising from injuries or deaths in accidents you cause.
  • Property damage liability covers costs associated with damage you cause while driving.
  • Medical coverage reimburses you for expenses related to injuries caused to you and your passengers (e.g., medical bills, lost wages).

State requirements mandate basic auto insurance coverage in most parts of the United States; however, most auto insurance policies are customizable to guarantee you have the financial security you need. To ensure sufficient protection, you may want to consider the additional auto insurance options:

  • Collision coverage pays for damage to your vehicle from collisions that you cause (e.g., colliding with a tree).
  • Comprehensive insurance reimburses you for damages caused by non-accidents (e.g., hail, vandalism).
  • Uninsured/underinsured coverage protects you from damage caused by a driver who doesn’t have sufficient liability coverage.

If you lease your car or have an auto loan, additional coverages—such as comprehensive insurance—may be required.

The proper protection is just a few clicks away. Call Joe Bill Mettauer Insurance to learn more about our full range of coverage options.

How Much Auto Insurance Can You Have?

State requirements for auto insurance set a minimum level for every driver. But if you are held responsible for causing an accident, the costs can quickly exceed your policy limits, leaving you to make up the difference out-of-pocket. To protect yourself from severe financial hardship, you may want to consider purchasing an excess liability or umbrella insurance policy, which provides additional coverage if a claim or judgment goes beyond your existing policy limits.

Call Joe Bill Mettauer Insurance for more auto insurance coverage solutions.

Where Can I Buy Auto Insurance?

Our team of insurance agents is dedicated to finding you the auto insurance coverage you need. Contact Joe Bill Mettauer Insurance today for a free quote online.

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1007 Tenaha St
Center, TX 75935

Ph: 936-591-9433
Fx: 936-598-8943
info@joebillinsurance.com
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