Commercial Auto Insurance

Commercial auto insurance can be critical to your company’s risk management strategy if your business uses vehicles to operate.  

Contact Joe Bill Mettauer Insurance in Center, Texas, to start building your customized commercial auto insurance plan.  

Commercial Auto Insurance Requirements In Texas 

 

In Texas, commercial auto insurance is mandatory for any vehicle used for business purposes. While you may be required to maintain minimum amounts of commercial auto liability insurance, these limits may not be sufficient to cover all damages in the event of an accident. Your agent may recommend that you purchase more than the minimum required amount of coverage and consider purchasing additional policies and endorsements. 

Comprehensive and Collision Coverage for Commercial Vehicles 

 

Comprehensive coverage may help cover your commercial vehicle if it’s stolen or damaged by vandalism, weather-related incidents or other non-collision-related perils. Collision coverage may help pay for damages to your commercial vehicle if it is involved in an accident with another vehicle or object.  

If your company finances or leases a vehicle, your lienholder requires full auto insurance, including comprehensive and collision coverage. They may also require guaranteed asset protection (Gap) insurance to help pay off your car if you owe more than it’s worth and it is totaled in a covered accident or incident.  

Types of Vehicles Covered by Commercial Auto Insurance 

 

Commercial auto insurance covers numerous vehicle types. In addition to vehicles your business owns, commercial auto insurance may also cover vehicles leased or rented for business purposes if you purchase hired and non-owned (HNOA) insurance.  

If your business uses semi trucks, you may also be required to insure them for public liability per Federal Motor Carrier Safety Regulations (FMCSRs). Your agent can help determine whether certain types of commercial trucking insurance may be appropriate for your business.  

Contact Us 

 

At Joe Bill Metttauer Insurance, we offer a range of commercial auto insurance options to help you protect your assets. Our experienced agents can help you choose the right coverage for your business. 

To learn more about our commercial auto insurance options or to request a quote, please contact us today.