Farm Insurance

 Having appropriate farm equipment insurance can help protect your investment in these crucial assets. Contact Joe Bill Mettauer Insurance in Center, Texas, to get personalized quotes for farm equipment insurance.  

What Does Farm Equipment Insurance Cover? 

 

Farm equipment insurance may cover many types of vehicles and machinery, including the following: 

• Tractors
• Planters
• Sprayers
• Combines
• Irrigation equipment
• Tools and supplies
• Farm office equipment
• Hay rakes
• Wagons
• Forage harvesters 

This coverage may help pay to repair or replace farm equipment after a covered loss caused by any number of perils, including theft, vandalism, collision, hail, windstorm, fire and lightning. This insurance may also provide liability coverage for third-party injuries or property damage if you are in an accident while operating your farm machinery.  

Depending on your needs, your agent may recommend that you tailor your farm and ranch insurance coverage to include the following: 

• Commercial auto insurance
• Uninsured/underinsured motor vehiclcoveragege
• Equipment breakdown coverage
• General liability insurance
• Livestock insurance
• Property damage coverage
• Farm office equipment coverage
• Farm dwelling coverage
• Farm outbuildings coverage 

How Much Does Equipment Insurance Cost? 

 

The insurer uses proprietary algorithms to set your farm equipment insurance coverage premiums. The insurer may consider multiple factors when setting your rates, including: 

• The location of your farming operation
• The value of your farm equipment
• The size of your farm
• The coverage type and limits you choose
• Your claims history 

Who Insures Farm Equipment? 

 

Your agent can get multiple quotes from reputable insurers specializing in farm equipment insurance. Contact Joe Bill Mettauer Insurance today to get the farm equipment coverage you need at a great rate.